ECB deposit rate
2.50 %
+11.11% day
The interest the European Central Bank pays commercial banks on money parked with it overnight. It sets the floor for borrowing costs across the euro area, and mortgage and savings rates there follow it.
Sep 2026 · 2.50 % · −23.1% vs the window’s open
the numbers24
| when | value | change |
|---|---|---|
| Oct 2024high | 3.25 % | |
| Nov 2024 | 3.25 % | 0.0% |
| Dec 2024 | 3.00 % | −7.7% |
| Jan 2025 | 3.00 % | 0.0% |
| Feb 2025 | 2.75 % | −8.3% |
| Mar 2025 | 2.50 % | −9.1% |
| Apr 2025 | 2.25 % | −10.0% |
| May 2025 | 2.25 % | 0.0% |
| Jun 2025low | 2.00 % | −11.1% |
| Jul 2025 | 2.00 % | 0.0% |
| Aug 2025 | 2.00 % | 0.0% |
| Sep 2025 | 2.00 % | 0.0% |
| Oct 2025 | 2.00 % | 0.0% |
| Nov 2025 | 2.00 % | 0.0% |
| Dec 2025 | 2.00 % | 0.0% |
| Jan 2026 | 2.00 % | 0.0% |
| Feb 2026 | 2.00 % | 0.0% |
| Mar 2026 | 2.00 % | 0.0% |
| Apr 2026 | 2.00 % | 0.0% |
| May 2026 | 2.00 % | 0.0% |
| Jun 2026 | 2.25 % | +12.5% |
| Jul 2026 | 2.25 % | 0.0% |
| Aug 2026 | 2.25 % | 0.0% |
| Sep 2026latest | 2.50 % | +11.1% |
Lately
The European Central Bank has been raising the rate into an energy shock from the Middle East war. Euro zone inflation jumped to 3.8% in September from 3.2%, and a business survey put activity at a 3½-year high with price pressures resurgent: strong demand plus rising costs. Borrowers pay twice, at the pump and on their loans.