ECB deposit rate
2.25 %
+0.00% day
The rate the European Central Bank pays banks on money parked with it overnight, and the floor under borrowing costs across the euro area. It sets what savers earn, what mortgages cost and how the euro trades against other currencies.
Aug 2026 · 2.25 % · −40.0% vs the window’s open
the numbers25
| when | value | change |
|---|---|---|
| Aug 2024high | 3.75 % | |
| Sep 2024 | 3.50 % | −6.7% |
| Oct 2024 | 3.25 % | −7.1% |
| Nov 2024 | 3.25 % | 0.0% |
| Dec 2024 | 3.00 % | −7.7% |
| Jan 2025 | 3.00 % | 0.0% |
| Feb 2025 | 2.75 % | −8.3% |
| Mar 2025 | 2.50 % | −9.1% |
| Apr 2025 | 2.25 % | −10.0% |
| May 2025 | 2.25 % | 0.0% |
| Jun 2025low | 2.00 % | −11.1% |
| Jul 2025 | 2.00 % | 0.0% |
| Aug 2025 | 2.00 % | 0.0% |
| Sep 2025 | 2.00 % | 0.0% |
| Oct 2025 | 2.00 % | 0.0% |
| Nov 2025 | 2.00 % | 0.0% |
| Dec 2025 | 2.00 % | 0.0% |
| Jan 2026 | 2.00 % | 0.0% |
| Feb 2026 | 2.00 % | 0.0% |
| Mar 2026 | 2.00 % | 0.0% |
| Apr 2026 | 2.00 % | 0.0% |
| May 2026 | 2.00 % | 0.0% |
| Jun 2026 | 2.25 % | +12.5% |
| Jul 2026 | 2.25 % | 0.0% |
| Aug 2026latest | 2.25 % | 0.0% |
Lately
The rate has been cut by roughly 40% over the series, down from 3.75% in Aug 2024 to a low of 2% in Jun 2025 and 2.25% now — the ECB easing while others tighten. The Bank of Korea hiked to 3.00% in August, and Fed minutes showed many officials said rate hikes may be needed.