UPI’s zero-fee decade ends Oct. 15 in India.

Small merchants now pay a 0.4% fee that retailers warn will push transactions back to cash.

The fee applies above ₹2,000 per transaction, capped at ₹300, while person-to-person transfers and small payments stay free.

UPI processed a record 24.51 billion transactions in August, all due for the new fee starting Oct. 15.

How each outlet framed it

drawn from 800+ reports worldwide

BBC
Hindustan Times leans critical
warns retailers on thin margins will shift to cash, hurting GST tax formalization during peak festive season
Al Jazeera Online
frames as Modi political controversy with opposition claiming costs imposed on merchants under foreign pressure

Sources: Hindustan Times, BBC, Al Jazeera Online